Guys, I found (and subsequently “won”-huge competition) an apartment! The best part is that it’s in my most beloved part of town! In fact, I’m only moving three blocks away! I can’t wait to share pictures once it’s finally mine to move into! I would have videoed, but the current tenant was there, moving out, when the landlord showed it. I will say, it’s definitely an upgrade-granite counter tops FTW!
Since I’m now broke-I’m now paying double the rent-I’ve decided I better get my act together and actually follow a budget.
For the longest time I thought I was budgeting. I have a detailed list of the bills I pay each month, even down to groceries and “fun money”. When I pay a bill or buy groceries, I mark “paid”. When the charge goes through, I delete the item from my list. This process has served me well for the past seven or so years.
Or, has it?
Even though I was keeping track of my money, I always seemed to be down to pennies and pocket lint a week before payday.
Every month I would wonder where in the hell my money would go. As a teacher, I’m no millionaire, but I make a decent wage. It was really a mystery.
Well, I solved the mystery.
The month of June isn’t even over and I’ve spent more than $100 JUST at damn Starbucks. I knew I had a certain addiction, but $5 here, $8 there didn’t seem so bad.
Well, thanks to Mint, I’ve been able to come face-to-face with the very reason I never have any money.
I don’t budget $100 for coffee, so it’s no wonder my “budget” wasn’t really budgeting at all.
It’s going to take some time to get the hang of Mint, and that I need to live within my means.
I hope ya’ll will be patient with me while I take you on yet another journey. This one involves not spending my paycheck the day I get it as if my life depended on it. I have got to be more frugal and responsible. I am 33, for fucks sake! Here we go!